Hafif & Associates represents many national, regional and local banks and mortgage companies in the areas of commercial mortgage lending, residential mortgage lending, workouts and other real estate related loan transactions.   The firm’s mission when representing a lender is to increase the lender’s future business by expertly guiding and protecting the lender while also leaving the borrower, attorney, and other parties involved with an impression of a seamless and streamlined lending process.   The firm responds quickly to achieve clients' goals.   In all circumstances, we provide our financial services clients with timely and economical services which take into consideration both their legal needs and their practical business concerns.

Important areas of the firm’s Residential Banking practice include:

• Mortgage and Construction lender representation in NY, NJ, CT & FL


• Weekly status reports


• Counsel on loan structure

Important areas of the firm’s Commercial Banking practice include:

• Mortgage and Construction lender representation in NY, NJ, CT & FL


• Counsel on loan structure


• Commitment preparation and negotiation


• Lender due diligence


• Preparation and negotiation of participation documents


• Development and verification of funding compliance requirements


• Foreclosures and work-outs